Fees are regulated by the state you reside in. Our fees are included in the quote we give once approved and the fees are much lower than the amount that your creditors could save you in reduced interest rates and late fees. Our program can actually reduce the amount of your debt owed through the settlement process where some of these interest and late payment charges are challenged
Good question! Our program retains an attorney to handle the negotiation of your debt. Our attorney’s deal directly with your creditors’ legal department and engage in negotiations to settle you accounts. According to the Fair Debt Collection Protections Act only an attorney can stop collection calls. Once you are approved the attorney’s who represent you send out letters to your creditors directing them to cease and desist from contacting you. Did you know many creditors will not deal with anyone but an attorney?
Go Debt Relief specializes in unsecured loan and credit card debt which is debt that is not backed or underwritten by an asset. A home mortgage or car loan is secured by the asset. If you call our toll free number we’ll refer you to a financial specialist that can better service your unsecured and credit card debt needs. 1-866-910-9081
Submit the Form and a representative will contact you with in 36 hours. 866-910-8091
Once you join our debt settlement program, we will work with you to set up a monthly payment that can be as little as 50% of what your are paying out monthly on your current credit card bills. When you start the program will begin the debt negotiations with your credit card companies to get them to a much smaller amount then what your originally owed. When you have saved up enough money in your escrow account we will pay off your creditor in one full settlement payment. Often times this payment is 40 to 50 percent of what you originally owed the creditor.
The best way to get started is to fill out our from and speak with one of our debt settlement experts. A debt settlement representative will be able to go over your credit card bill and your situation to see if you qualify for our debt settlement program. We will go over your credit card statements with you and then submit them to our attorneys who will further review them. Once you are approved for the program, we will be able to get you exact numbers of what your monthly payments will be and how long you will be in our debt settlement program. Then we will fax, email or mail you our agreement which will need to be filled out and sent back to us.
Absolutely, we can deal with all kinds of personal loans, medical bills, balances on repossession, collection accounts and department store cards. These types of debts we can negotiate on with your Creditors. Mortgages loans and car loans fall outside of the scope of our debt settlement program. The reason being the creditors have something to go after and seize in the event you don’t pay them. Student loans also something that fall outside of our debt settlement program. They are considered a secured debt because the are backed by the government. In fact, student loans are not even discharged in a bankruptcy. In all we can only work on unsecured debts because we have significant room for leverage with these creditors.
We can only accept clients who have over $10,000 in debt. The balances of the debts must be over $500 to be a part of our credit card debt settlement. We have the ability to make some exceptions based on hardships and certain creditors so feel free to contact one of our debt settlement representatives to see if you qualify.
Credit card debt settlement varies from each persons credit situation. Credit card debt settlement is designed to get you out of debt. It is not designed to fix your credit. If you currently have a high credit score, debt settlement will have a negative effect on your credit. Often times clients of our credit card debt settlement program will have already been behind on their credit card debts. Their credit score will have already taken a big hit. Not paying your creditors will lower your credit score.
You have nothing in your savings account.
You only are making the minimums payments on all of your credit cards
You have debt collectors calling you.
You pay for groceries, gas and utility bills with credit cards
You have more than three credit cards
