See Our Kentucky State Page.

15 Largest Cities we serve in Kentucky

Louisville, Lexington, Owensboro, Bowling Green, Covington, Richmond, Hopkinsville, Henderson, Florence, Frankfort, Jeffersontown, Nicholasville, Paducah, Elizabethtown, Radcliff

See Our Directory of Debt

Debt Settlement which is also known as debt negotiation, is when our attorneys negotiate a settlement on your debts on behalf of you as our client. Most of the time Go Debt Relief can greatly reduce the monthly payments of our Kentucky clients, and can typically settle our Kentucky clients debt for between 40 and 50 percent of what they owe. The amount of money you can save with our debt settlement program is amazing. Debt settlement is the quickest and cheapest debt relief, debt reduction or debt help available to everyone throughout Kentucky. 

If you have had enough with your credit cards, medical bills, or collection accounts, Call to speak with one of our representatives: 
(866) 910-9081

We specialize in:

• Unsecured credit card debt
• Medical bills
• Department store accounts
• Furniture loan payments
• Signature loans
• Overdraft agreements
• Collection accounts
• Balances owed on repossessions
• Old utility bills

Important Kentucky Debt Settlement and Debt consolidation Laws.

 

 

(Note: This is only to be used as an informational debt resource for residence of Kentucky and should not be considered and does not constitute legal advice.  If you are looking for legal advice contact a licensed attorney in Kentucky)

Debt Collection

 

Kentucky (KY) work in accordance with the federal laws in dealing with collection agencies and or law firms that collect debts.  These laws are known as the Fair Debt Collection Practices Act (FDCPA).  More information about the FDCPA can be found here.

The maximum charge a collection agency can charge in Kentucky is and 8% interest rate.

 

Kentucky Protection of wages: (after tax income) 75% of one weeks earnings or 30 times the federal minimum hourly wag

 

Statue of Limitations.
The Statute of limitations is the amount of time by law for a set period of time after a certain event, that legal proceedings can happen based on that event can be initiated.  With debt, the statues of limitation apply to the time period after you have become past due on your payments.  In other words.  You are not considered delinquent based on your last payment, but rather the day that you went past due.

Oral Agreements are 5 years
Written Contracts are 15 years
Promissory Notes are 15 years
Open Accounts (credit cards) are 5 years


See our featured cities. We are legally able to settle debt in Kentucky, including the following regions.

Paducah
Louisville
Owensboro
London
Bowling Green
Lexington
Frankfort
Elizabethtown

Bankruptcy Courts

Ashland
U.S. Bankruptcy Courtroom
2nd Floor
Federal Bldg. & U.S. Courthouse
Greenup Avenue and 15th St.
Ashland, KY 41101

Pikeville
U.S. Bankruptcy Courtroom, 608 BB & T Bank Bldg., 334 Main St.,
Pikeville, KY 41501

Lexington
U.S. Bankruptcy Courtroom
100 East Vine St.
Lexington, KY 40507

Frankfort
U.S. Bankruptcy Courtroom,
John C. Watts Federal Bldg.
330 West Broadway,
Frankfort, KY 40601

London
Second Floor Courtroom
U.S. Courthouse
300 South Main Street
London, KY, 40741

Covington
U.S. Bankruptcy Courtroom, 35 W 5th St Rm 306,
Covington, KY 41011

Gene Snyder Federal Courthouse
601 W. Broadway
Louisville, Kentucky 40202

Federal Courthouse
241 East Main Street
Bowling Green, KY 42101

United States Courthouse
423 Frederica Street
Owensboro, KY 42301

United States Courthouse
501 Broadway
Paducah, KY 42001

When dealing your old debt, it's vital to know your limits. It could be the difference between thousands of dollars in old debt or hundreds.

Once a debt passes beyond the statute of limitation in your state, a debt collection agency no longer has the right to sue you for payment.

Any debt collection agency who threatens to sue you over a debt that is beyond the statute of limitation in your state is in violation of the Fair Debt Collection Practices Act.

If you need help with a delinquent debt, visit the Web site of the National Association of Consumer Advocates or call us toll free 1-866-910-8091.
Contact your KY. state attorney general,