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Ohio Debt Settlement.

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Be sure to include all credit cards and unsecured debt. Do not include IRS debt, student loans, car loans or home mortgages.

Debt Settlement which is also known as debt negotiation, is when our attorneys negotiate a settlement on your debts on behalf of you as our client. Most of the time GoDebtRelief.com can greatly reduce the monthly payments of our Ohio clients, and can typically settle our Ohio clients debt for between 40 and 50% of what they owe. The amount of money you will save with our debt settlement program is amazing. Debt settlement is the quickest and cheapest debt relief, debt reduction or debt help available to everyone throughout Ohio.

If you have had enough with your credit cards, medical bills, or collection accounts, Call to speak with one of our representatives:
(866) 910-9081

We specialize in:

Important Ohio Debt Settlement and Debt consolidation Laws.

(Note: This is only to be used as an informational debt resource for residence of Kentucky and should not be considered and does not constitute legal advice. If you are looking for legal advice contact a licensed attorney in Kentucky)

Debt Collection

Ohio (OH) work in accordance with the federal laws in dealing with collection agencies and or law firms that collect debts. These laws are known as the Fair Debt Collection Practices Act (FDCPA). More information about the FDCPA can be found here.

The maximum charge a collection agency can charge in Ohio is and 3% interest rate.

Ohio Protection of wages: (after tax income) 75% of one weeks earnings or 30 times the federal minimum hourly wag

Statue of Limitations.
The Statute of limitations is the amount of time by law for a set period of time after a certain event, that legal proceedings can happen based on that event can be initiated. With debt, the statues of limitation apply to the time period after you have become past due on your payments. In other words. You are not considered delinquent based on your last payment, but rather the day that you went past due.

Oral Agreements are 6 years
Written Contracts are 15 years
Promissory Notes are 15 years
Open Accounts (credit cards) are 4 years

Bankruptcy Courts

John F. Seiberling Federal Building & U.S. Courthouse
455 U.S. Courthouse
2 South Main Street
Akron, OH 44308

Frank T. Bow Federal Building
201 Cleveland Avenue, S.W.
Canton, OH 44702-1929

Howard M. Metzenbaum U.S. Courthouse
201 Superior Avenue
Cleveland, OH 44114-1235

411 U.S. Courthouse and Custom House
1716 Spielbusch Avenue
Toledo, Ohio 43604

Nathaniel R. Jones Federal Building & U.S. Courthouse
10 East Commerce Street
Youngstown, Ohio 44503-1621
Southern District of Ohio

Southern District of Ohio
Columbus Divisional Office
170 North High Street
Columbus, Ohio 43215

Cincinnati Divisional Office
221 E. Fourth Street
Atrium Two Suite 800
Cincinnati, Ohio 45202

Southern District of Ohio
Dayton Office
120 West Third Street
Dayton, Ohio 45402

When dealing your old debt, it's vital to know your limits. It could be the difference between thousands of dollars in old debt or hundreds.

Once a debt passes beyond the statute of limitation in your state, a debt collection agency no longer has the right to sue you for payment.

Any debt collection agency who threatens to sue you over a debt that is beyond the statute of limitation in your state is in violation of the Fair Debt Collection Practices Act.

If you need help with a delinquent debt, visit the Web site of the National Association of Consumer Advocates or call us toll free 1-866-910-8091.
Contact your OH. state attorney general,

	Nancy Hardin Rogers (D)	(614) 466-4320
State Office Tower, 30 E. Broad St., Columbus, OH 43266-0410 http://www.ag.state.oh.us

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